Roberto E. Ramirez, CPA, joined Polaris as their fractional Chief Financial Officer in February of 2015 and became Polaris’ full-time Chief Financial Officer on January 2018. He became an LLC member in January 2023.  Additionally, he assumed the position of Chief Compliance Officer in March 2025.  In this combined role, Mr. Ramirez has responsibilities for the firm’s accounting and finance functions, while overseeing a comprehensive compliance program that addresses regulatory requirements, risk management and industry best practices. Â
Mr. Ramirez has 30 years of industry experience, including a proven background in accounting, audit, finance, treasury and capital markets. Throughout his career he has worked in finance and compliance roles at select investment management firms and financial industry businesses. Â Mr. Ramirez began his career at PricewaterhouseCoopers where he was a manager in its investment management practice. He graduated with honors from the University of Texas with a degree in business administration/accounting, and is a Certified Public Accountant. He is a member of the Massachusetts Society of Certified Public Accountants.
Polaris Capital Management LLC is an investment advisor registered with the U.S. Securities and Exchange Commission (SEC). Polaris' website provides general information regarding our business along with access to additional investment related information. Material presented is meant for informational purposes only. To the extent that you utilize any financial calculators or links in our website, you acknowledge and understand that the information provided to you should not be construed as personal investment advice from Polaris or any of its investment professionals. For additional information regarding our services, or to receive a hard copy of our firm's disclosure documents (Form ADV Part I and Form ADV Part II), contact client service. You may also obtain these disclosure documents online from the SEC Investment Adviser Public Disclosure (Firm CRD# 106278). ©2013-2025 Polaris Capital Management, LLC. All rights reserved.
IMPORTANT INFO: RETIREMENT CALCULATOR
The retirement calculator is a model or tool intended for informational and educational purposes only, and does not constitute professional, financial or investment advice. This model may be helpful in formulating your future plans, but does not constitute a complete financial plan. We strongly recommend that you seek the advice of a financial services professional who has a fiduciary relationship with you before making any type of investment or significant financial decision. We, at Polaris Capital, do not serve in this role for you. We also encourage you to review your investment strategy periodically as your financial circumstances change.
This model is provided as a rough approximation of future financial performance that you may encounter in reaching your retirement goals. The results presented by this model are hypothetical and may not reflect the actual growth of your own investments. Polaris strives to keep its information and tools accurate and up-to-date.
The information presented is based on objective analysis, but may not be the same that you find at a particular financial institution, service provider or specific product’s site. Polaris Capital and its employees are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by this tool. Polaris is not responsible for any human or mechanical errors or omissions. All content, calculations, estimates, and forecasts are presented without express or implied warranties, including, but not limited to, any implied warranties of merchantability and fitness for a particular purpose or otherwise.
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