Roberto E. Ramirez, CPA, joined Polaris on January 1, 2018 as a full-time employee and Chief Financial Officer. He became an LLC member in January 2023. In the CFO role, Mr. Ramirez has responsibilities for the accounting, finance and select operational functions of the firm. Since February 2015, he has been providing corporate accounting and finance services to Polaris on a part-time CFO consulting basis.
Mr. Ramirez has over 20 years of experience, including a proven background in accounting, finance, treasury, and capital markets. Prior to establishing his consulting practice, Mr. Ramirez worked as the CFO and CCO at BV Investment Partners. From 2009-2013, he served as the CFO and Treasurer at Massachusetts Clean Energy Center, a quasi-public entity focused on investing in clean tech. Other work experience included finance roles at TA Associates and Grove Street Advisors, and as a manager at PricewaterhouseCoopers. Mr. Ramirez is a graduate of the University of Texas where he earned a degree in business administration/accounting, and is a Certified Public Accountant. He is a member of the Massachusetts Society of Certified Public Accountants.
Polaris Capital Management LLC is an investment advisor registered with the U.S. Securities and Exchange Commission (SEC). Polaris' website provides general information regarding our business along with access to additional investment related information. Material presented is meant for informational purposes only. To the extent that you utilize any financial calculators or links in our website, you acknowledge and understand that the information provided to you should not be construed as personal investment advice from Polaris or any of its investment professionals. For additional information regarding our services, or to receive a hard copy of our firm's disclosure documents (Form ADV Part I and Form ADV Part II), contact client service. You may also obtain these disclosure documents online from the SEC Investment Adviser Public Disclosure (Firm CRD# 106278). (c) 2013-2024 Polaris Capital Management, LLC. All rights reserved.
IMPORTANT INFO: RETIREMENT CALCULATOR
The retirement calculator is a model or tool intended for informational and educational purposes only, and does not constitute professional, financial or investment advice. This model may be helpful in formulating your future plans, but does not constitute a complete financial plan. We strongly recommend that you seek the advice of a financial services professional who has a fiduciary relationship with you before making any type of investment or significant financial decision. We, at Polaris Capital, do not serve in this role for you. We also encourage you to review your investment strategy periodically as your financial circumstances change.
This model is provided as a rough approximation of future financial performance that you may encounter in reaching your retirement goals. The results presented by this model are hypothetical and may not reflect the actual growth of your own investments. Polaris strives to keep its information and tools accurate and up-to-date.
The information presented is based on objective analysis, but may not be the same that you find at a particular financial institution, service provider or specific product’s site. Polaris Capital and its employees are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by this tool. Polaris is not responsible for any human or mechanical errors or omissions. All content, calculations, estimates, and forecasts are presented without express or implied warranties, including, but not limited to, any implied warranties of merchantability and fitness for a particular purpose or otherwise.
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